In bank recovery, the first week decides the case
Almost every borrower who loses a property could have kept it, had they come a fortnight earlier.
Bagesh Kumar Singh, Advocate
Strategic representation for matters that will not wait
Eight practices, nine forums, and one lesson: virtually all remedies are inside statute periods, and the periods are far shorter than most people realise. The art is getting to the correct forum before the remedy expires.
- Fees quoted before work begins
- No referral fee from any lender or builder
- Chambers in Ghaziabad and New Delhi
Which forum, and how long do you have?
Indicative periods. Yours depends on the order and the date it was passed.
- Supreme CourtSLP: 90 days
- High CourtWrit: delay defeats it
- All tribunalsVaries by tribunal
- DRTSection 17: 45 days
- DRATAppeal: 30 days
- NCLTSection 8 reply: 10 days
- NCDRCComplaint: 2 years
- NGTApplication: 6 months
- CATApplication: 1 year
Delay can sometimes be condoned, but it has to be explained, and the explanation is examined. Bring the papers before the period runs, not after.
Send us the last notice or order you received
That one document tells us which remedy you have remaining. We'll provide a view on your position, which forum to use, what can done and at what cost — usually on the same working day.
Bagesh Kumar Singh, Advocate
I appear before the Supreme Court of India and the High Courts, and regulary before the Debts Recovery Tribunal and its Appellate Tribunal, the National Company Law Tribunal, the National Consumer Disputes Redressal Commission, the National Green Tribunal and the Central Administrative Tribunal.
Most instructions come to us as a notice which has a date on it. Our work is to understand what the record actually says, bring it before the appropriate forum before the remedy closes, and plainly state what can and cannot be achieved. If a matter should be settled rather than fought, we will say that before you pay a fee.
- LL. M., LL. B. and M. C. A.
- Members of chambers in Vaishali, Ghaziabad and Dwarka regions of New Delhi
- Associated counsel in Prayagraj, Patna, Chandigarh and Bengaluru
Practice areas
Eight. Where you fall outside them, instructions are better placed with counsel who work there daily. They will tell you so rather than take you on.
Appellate and constitutional litigation
Constitutional matters, writ proceedings, appeals and tribunal appellate work.
What this coversBanking recovery and loan settlement
SARFAESI defence, DRT and DRAT proceedings, auction challenges and settlement.
What this coversProperty and real estate law
Title, possession, partition and builder disputes, and due diligence before purchase.
What this coversCivil, criminal and family litigation
Civil suits and recovery, criminal defence, and matrimonial matters.
What this coversCorporate, commercial and taxation
Commercial disputes, contracts, company matters and tax litigation.
What this coversEnvironmental and NGT matters
Green Tribunal proceedings, pollution and consent violations, and compensation.
What this coversLabour and industrial disputes
Employment disputes, service matters and disciplinary proceedings.
What this coversArbitration and alternative dispute resolution
Arbitration, mediation, and the enforcement or challenge of awards.
What this coversCourts and tribunals
The places where these matters are actually heard. Each has its own procedure. Each has its own filing requirements. Each has limitation on who it will hear.
Supreme Court Advocate
Representation before the Supreme Court turns on precision, preparation and a working grasp of what an appellate court…
SLP: 90 daysHigh Court Advocate
The High Court is where most serious matters are saved or lost, and usually on how quickly and how well they are…
Writ: delay defeats itTribunal Representation
Tribunals run on statutory clocks. The remedy that existed last month is frequently not the remedy available today.
Varies by tribunalDRT Advocate
In bank recovery the calendar decides more cases than the argument does.
Section 17: 45 daysDRAT Advocate
An appeal here is shaped as much by the deposit as by the grounds, and both have to be prepared together.
Appeal: 30 daysNCLT Advocate
An admitted insolvency application changes who controls the company. Most of the useful work happens before that point.
Section 8 reply: 10 daysNCDRC Advocate
The National Commission sits in New Delhi and hears three separate things. Most people arrive wanting the second of…
Complaint: 2 yearsNGT Advocate
Environmental matters are won on record — consent conditions, monitoring data, distances and dates — not on description…
Application: 6 monthsCAT Advocate
Service matters are procedural at heart. Most turn on whether the rules were followed, not on whether the decision was…
Application: 1 yearThe process
The same process every time means there's no cramming the day before a hearing.
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Date first
We establish the limitation or hearing date first thing, because it determines how much of the normal process there is time for.
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Papers reviewed
All notices, orders and agreements reviewed for defects, inconsistent amounts and dates that don't match up.
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Forum and grounds
The proper forum determined and only grounds that can genuinely be argued on your behalf chosen for filing. File in the wrong court and you lose months.
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Drafted & filed
Your application, reply or appeal is drafted with urgency-language where the facts allow and filed within the time allowed.
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Argued
Temporary relief applied for at the earliest opportunity, and representation through all subsequent hearings.
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Resolved
Your matter settled with a contested order, negotiated outcome or appeal planned according to your goal, not a precedent.
How this chamber works
Four promises we make to everyone about how we do things around here.
- The lawyer who agrees to help you will do the work. It won’t be handed off to some junior who doesn’t answer their phone.
- We will not receive a penny unless you pay us. We don’t get referral fees from shady builders, mortgage brokers or lenders whose work we might later have to investigate.
- You will know how much we will charge before we begin. Court filing fees and third party costs will be provided to you at actual amounts with receipts, never inflated.
- We will give you our honest opinion, even if you don’t want to hear it. If we think a matter should be settled or an appeal should be abandoned, we will tell you before we charge you a fee.
Have ready, if you have them
- The document that was served
- The date it was filed with the court or served upon you
- The original agreement, deed or solicitor’s clearance letter related to it
- Any correspondence you have exchanged with the other party
- Any hearing date, sale date or possession date already given
Not got most of these? Don’t worry. Only the date from the last document matters and you need to know that before you call.
Questions asked on almost every first call
If yours is not here, ask it directly. A short call costs nothing and usually settles it.
I have received a notice. How quickly do I need to act?
Sooner than most people assume. Almost every remedy in this practice sits inside a statutory period — sixty days on a demand notice under Section 13(2), forty-five on a securitisation application, thirty on most appeals, ten days to answer a demand under the Insolvency Code. What is lost by waiting is not time but the remedy itself.
How are fees decided?
Fixed and quoted in writing before work begins, on the forum, the stage the matter has reached and how much of the record has to be assembled. Court fees, certified copies and travel are billed at actuals against receipts and are never marked up.
Will you tell me if my case is weak?
Yes, and before the fee is taken rather than after. Where a matter should be settled rather than fought, or an appeal abandoned, that is said plainly.
Do you act for banks and builders as well?
No. In recovery and property work this chamber acts for the borrower and the buyer. No commission, referral or retainer is taken from any lender, builder or broker whose transaction may later have to be examined.
Can a matter be handled outside Delhi NCR, or from abroad?
Yes. Filings and appearances are coordinated with associated counsel in Prayagraj, Patna, Chandigarh and Bengaluru, and matters are regularly run for clients abroad without their travelling to India.
Does contacting you create an advocate–client relationship?
Not by itself. That relationship begins only when the scope is agreed in writing and accepted. Until then anything you send is treated as confidential, but no retainer exists.
Legal insights
Written for the person holding the notice, not for other lawyers.
What a registered sale deed does not prove
Registration records that a document was executed. It says nothing about whether the seller owned what he…
Consumer jurisdiction after the 2021 Rules
A great many complaints are still filed in the wrong commission, on figures that stopped applying in December…
Why I do not take referral fees
A title opinion paid for by the seller is worth what the buyer paid for it, which is nothing.